Los Cabos / San Jose del Cabo Corridor
Tijuana / Ensenada Corridor
Puerto Peñasco (Rocky Point)
Purchase, Cash-out, Refinance, Construction
Investment Property, Primary Residence & 2nd Homes
Single Family, 1 unit dwellings
Condos/Pre Construction Condos
Planned Unit Developments
Homesites in Planned Communities
- $1 milion to $15 million in range.
Cash out refinancing:
Cash out for up to 50% of appraised value of property
Cancun / Playa del Carmen / Tulum Corridor
Most other areas in Mexico
500 minimum credit score
Borrower must display generally good credit with at least one account active for the past two years
Three different verification methods exist. They are: (For buyers who have minimal income documentation, we have a new program that only requires a letter from CPA starting income. This loan currently has a rate of 10.5%)
For salaried borrowers:
1.- One years W-2's and personal tax returns.
2.- Two most recent paystubs (must be employed one year in same line of work).
For self employed borrowers:
1.- One year personal and corporate tax returns.
2.- Verification that business has been in existence a minimum of one year (i.e. copy of business license, letter from CPA).